Estimates/Calculators

Our pension calculators are in Microsoft Excel format. When you use the calculator you’ll get:

• an illustration of the benefits that could become payable from your HSC pension schemes at a retirement date selected by you, at today’s value.
•  a description of the benefits payable for each scheme you’ve been a member of .
• an estimate of the maximum lump sum that could be payable.
• a printable copy of your personal illustration.

You will need to have your most recent Annual Benefit Statement available while you’re using the calculator. You should also:

• make sure you’ve read the notes and assumptions on the calculator .
• know the date you joined the scheme.
• know your current pensionable pay.
• know any service credited from a transfer in (final salary scheme only).

Please note that the illustration is not a guarantee, nor is the calculator intended to provide you with financial advice. If you require financial advice, you should contact an independent financial adviser.

Note: The calculator only covers Practitioner calculations for Practitioners with 2015 Scheme benefits. It also does not cover: Mental Health Officer status; members who moved from the 1995 section to the 2008 section as part of the ‘Choice Exercise’; the effect of pensions tax charges on your benefits; details of future state pension or private pension provision; details of pension benefits for part-time workers with more than one employment; ill health benefits; survivor benefits payable in the event of your death; optional benefits, such as added years, additional pension or additional voluntary contributions.