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HSC Pension Scheme
HSC Pension Members
HSC Pension Schemes
HSC 1995 Scheme
HSC 2008 Scheme
HSC 2015 (CARE) Scheme
HSC Pension Scheme Guides
Section 1: An Introduction to the Guide
Section 2: Eligibility
Section 3: Joining and Re-joining the Scheme
Section 4: Leaving the Scheme
Section 5: Pensionable Pay and Contributions
Section 6: Transferring Scheme Benefits
Section 7: Increasing Benefits
Section 8: Mental Health Officers and Special Class Members
Section 9: Benefits
Section 10: Pension on Divorce
Section 11: Complaints and Disputes
Section 12: Loss of Rights to Benefits
HSC Autoenrollment
Membership, Contributions & Pay
Mental Health Officer (MHO)
Special Class Status
Calculating Membership
Maximum Membership/Age Restrictions
Authorised Leave/ Career Breaks
Pension on Divorce (HSC)
Cash Equivalent Transfer Value (CETV)
Transferring Benefits In or Out (HSC)
Annual Allowance/Lifetime Allowance
Annual Allowance
Annual Allowance Pension Savings Statement Guide
Annual Allowance Charge and SPE2 Guidance Notes
Lifetime Allowance
Annual Benefit Statements (HSC)
Annual Allowance/Lifetime Allowance
Death and Family Benefits
Member Newsletters
Member Newsletter September 2024
Members Newsletter June 2024
Members Newsletter March 2024
Members Newsletter December 2023
Members Newsletter September 2023
Members Newsletter June 2023
Members Newsletter March 2023
Ill Health/Injury Benefits
Returning to Work with a Tier 2 Ill-Health Pension
Retirement
Partial Retirement (Proposed) Flexibilities
Increasing your Benefits – Additional Pension/Added Years/ERRBO
HSC Member Self Service
McCloud Ruling (HSC)
McCloud Timeline
The McCloud Ruling and Who’s Affected
McCloud and Annual Allowance
Mc Cloud News/Updates (HSC)
Contingent Decisions
Rollback of Remedy Period Service
Deferred Members
Practitioners
Dental Practitioners
Dental Practitioner Newsletters
Locums
Out of Hours
Online J2 Form
Principal GPs
Salaried GPs
How are GP Employments treated for Pension Purposes
Features and Benefits of your Pension Scheme
GP Practice Staff (Admin)
GP Practice Staff Newsletters
GP Staff Newsletter Quarter 4 – 2023/2024
GP Staff Newsletter Quarter 3 – 2023/2024
GP Staff Newsletter Q2 – 2023-24
GP Staff Newsletter Quarter 1 – 2023-2024
GP Practice Managers
GP Newsletters
GP Newsletter Q1 – 2024/2025
GP Newsletter Q3 – 2023/2024
GP Newsletter Q2 – 2023/2024
GP Newsletter Q1 – 2023/2024
Employers
Employers Guide
Employers Guide for Special Class Members and Mental Health Officers
Trust Liason Team
Employers Procedures
Autoenrollment
Costs and Contributions
Directional Bodies Staff Newsletters
Directional Body Newsletters – Quarter 4 – 2023/2024
Directional Body Newsletters – Quarter 3 – 2023/2024
Directional Body Newsletters – Quarter 2 – 2023/2024
Directional Body Newsletters – Quarter 1 – 2023/2024
Employers Newsletters
Employers Newsletter Quarter 1 – 2024/2025
Employers Newsletter Quarter 2 – 2024/2025
Employers Newsletter Quarter 4 – 2023/2024
Employers Newsletter Quarter 3 – 2023/2024
Employers Newsletter Quarter 2 – 2023/2024
Employers Newsletter Quarter 1 – 2023/2024
Employer Technical Updates
Employer Technical Update – Quarter 1 – 2024/2025
Employer Technical Update – Quarter 3 – 2023/2024
Employer Technical Update – Quarter 4 – 2023/2024
Employer Technical Update – Quarter 2 – 2023/2024
Employer Technical Update – Quarter 1 – 2023/2024
HSC Pension Scheme Forms
Online AW6 Form
Pensioners and Dependants
Pensioner Newsletters
Pensioners Newsletter March 2024
Pensioner Newsletter – December 2023
Estimates/Calculators
Request an Estimate
Estimate Request Form (ESTREQ)
Calculators
Opting Out or Leaving the Scheme
Newsletters/Updates
NIFRS Pension Scheme
NIFRS Pension Members
Pension on Divorce (NIFRS)
NIFRS Pension Schemes
Firefighters Pension Scheme NI (2015) CARE
Firefighters Pension Scheme NI 2007 (FPS)
How much lump sum can I take? (NIFRS)
Modified Scheme (2007) (Retained Firefighters)
Matthews (Second Options Exercise)
New Firefighters Pension Scheme NI 2007 (NFPS)
NIFRS Scheme Guides
Scheme Regulations
Annual Benefit Statements
Transferring Benefits In or Out (NIFRS)
Contribution Rates
NIFRS Member Self Service
McCloud Judgement (2015)
McCloud Indicative Timeline (NIFRS)
Deferred Members (No Longer Paying in)
NIFRS Scheme Forms
Cancellation of Existing Partner or Death Benefit Nomination
Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
NIFRS Partner Nomination Form
Opt Out Form
Re-Joiner Form
Pensioners
Request an Estimate/Pension Calculators
Request an Estimate
NIFRS Estimate Request Form
NIFRS Pension Calculators
Death and Family Benefits
Opting Out of the NIFRS Pension Scheme
NIFRS News/Updates
NIFRS Pensions Bulletins
Firefighters’ Pension Bulletin 01
Firefighters’ Pension Bulletin 02
Firefighters’ Pension Bulletin 03
Firefighters’ Pension Bulletin 04
Firefighters’ Pension Bulletin 05
Firefighters’ Pension Bulletin 06
Firefighters’ Pension Bulletin 09
Firefighters’ Pension Bulletin 10
Firefighters’ Pension Bulletin 11
Firefighters’ Pension Bulletin 12
Firefighters’ Pension Bulletin 13
Member Self-Service
Home
HSC Pension Scheme
HSC Pension Members
HSC Pension Schemes
HSC 1995 Scheme
HSC 2008 Scheme
HSC 2015 (CARE) Scheme
HSC Pension Scheme Guides
Section 1: An Introduction to the Guide
Section 2: Eligibility
Section 3: Joining and Re-joining the Scheme
Section 4: Leaving the Scheme
Section 5: Pensionable Pay and Contributions
Section 6: Transferring Scheme Benefits
Section 7: Increasing Benefits
Section 8: Mental Health Officers and Special Class Members
Section 9: Benefits
Section 10: Pension on Divorce
Section 11: Complaints and Disputes
Section 12: Loss of Rights to Benefits
HSC Autoenrollment
Membership, Contributions & Pay
Mental Health Officer (MHO)
Special Class Status
Calculating Membership
Maximum Membership/Age Restrictions
Authorised Leave/ Career Breaks
Pension on Divorce (HSC)
Cash Equivalent Transfer Value (CETV)
Transferring Benefits In or Out (HSC)
Annual Allowance/Lifetime Allowance
Annual Allowance
Annual Allowance Pension Savings Statement Guide
Annual Allowance Charge and SPE2 Guidance Notes
Lifetime Allowance
Annual Benefit Statements (HSC)
Annual Allowance/Lifetime Allowance
Death and Family Benefits
Member Newsletters
Member Newsletter September 2024
Members Newsletter June 2024
Members Newsletter March 2024
Members Newsletter December 2023
Members Newsletter September 2023
Members Newsletter June 2023
Members Newsletter March 2023
Ill Health/Injury Benefits
Returning to Work with a Tier 2 Ill-Health Pension
Retirement
Partial Retirement (Proposed) Flexibilities
Increasing your Benefits – Additional Pension/Added Years/ERRBO
HSC Member Self Service
McCloud Ruling (HSC)
McCloud Timeline
The McCloud Ruling and Who’s Affected
McCloud and Annual Allowance
Mc Cloud News/Updates (HSC)
Contingent Decisions
Rollback of Remedy Period Service
Deferred Members
Practitioners
Dental Practitioners
Dental Practitioner Newsletters
Locums
Out of Hours
Online J2 Form
Principal GPs
Salaried GPs
How are GP Employments treated for Pension Purposes
Features and Benefits of your Pension Scheme
GP Practice Staff (Admin)
GP Practice Staff Newsletters
GP Staff Newsletter Quarter 4 – 2023/2024
GP Staff Newsletter Quarter 3 – 2023/2024
GP Staff Newsletter Q2 – 2023-24
GP Staff Newsletter Quarter 1 – 2023-2024
GP Practice Managers
GP Newsletters
GP Newsletter Q1 – 2024/2025
GP Newsletter Q3 – 2023/2024
GP Newsletter Q2 – 2023/2024
GP Newsletter Q1 – 2023/2024
Employers
Employers Guide
Employers Guide for Special Class Members and Mental Health Officers
Trust Liason Team
Employers Procedures
Autoenrollment
Costs and Contributions
Directional Bodies Staff Newsletters
Directional Body Newsletters – Quarter 4 – 2023/2024
Directional Body Newsletters – Quarter 3 – 2023/2024
Directional Body Newsletters – Quarter 2 – 2023/2024
Directional Body Newsletters – Quarter 1 – 2023/2024
Employers Newsletters
Employers Newsletter Quarter 1 – 2024/2025
Employers Newsletter Quarter 2 – 2024/2025
Employers Newsletter Quarter 4 – 2023/2024
Employers Newsletter Quarter 3 – 2023/2024
Employers Newsletter Quarter 2 – 2023/2024
Employers Newsletter Quarter 1 – 2023/2024
Employer Technical Updates
Employer Technical Update – Quarter 1 – 2024/2025
Employer Technical Update – Quarter 3 – 2023/2024
Employer Technical Update – Quarter 4 – 2023/2024
Employer Technical Update – Quarter 2 – 2023/2024
Employer Technical Update – Quarter 1 – 2023/2024
HSC Pension Scheme Forms
Online AW6 Form
Pensioners and Dependants
Pensioner Newsletters
Pensioners Newsletter March 2024
Pensioner Newsletter – December 2023
Estimates/Calculators
Request an Estimate
Estimate Request Form (ESTREQ)
Calculators
Opting Out or Leaving the Scheme
Newsletters/Updates
NIFRS Pension Scheme
NIFRS Pension Members
Pension on Divorce (NIFRS)
NIFRS Pension Schemes
Firefighters Pension Scheme NI (2015) CARE
Firefighters Pension Scheme NI 2007 (FPS)
How much lump sum can I take? (NIFRS)
Modified Scheme (2007) (Retained Firefighters)
Matthews (Second Options Exercise)
New Firefighters Pension Scheme NI 2007 (NFPS)
NIFRS Scheme Guides
Scheme Regulations
Annual Benefit Statements
Transferring Benefits In or Out (NIFRS)
Contribution Rates
NIFRS Member Self Service
McCloud Judgement (2015)
McCloud Indicative Timeline (NIFRS)
Deferred Members (No Longer Paying in)
NIFRS Scheme Forms
Cancellation of Existing Partner or Death Benefit Nomination
Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
NIFRS Partner Nomination Form
Opt Out Form
Re-Joiner Form
Pensioners
Request an Estimate/Pension Calculators
Request an Estimate
NIFRS Estimate Request Form
NIFRS Pension Calculators
Death and Family Benefits
Opting Out of the NIFRS Pension Scheme
NIFRS News/Updates
NIFRS Pensions Bulletins
Firefighters’ Pension Bulletin 01
Firefighters’ Pension Bulletin 02
Firefighters’ Pension Bulletin 03
Firefighters’ Pension Bulletin 04
Firefighters’ Pension Bulletin 05
Firefighters’ Pension Bulletin 06
Firefighters’ Pension Bulletin 09
Firefighters’ Pension Bulletin 10
Firefighters’ Pension Bulletin 11
Firefighters’ Pension Bulletin 12
Firefighters’ Pension Bulletin 13
Member Self-Service
Home
NIFRS Pension Scheme
NIFRS Scheme Forms
Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
NIFRS Early Retirement Reduction Buy Out (ERRBO) - Application for agreement (For 2015 CARE Scheme members only)
To be completed by the member in all cases
Complete this section using the details we provided in the quotation. Please consider the options carefully. Once the application has been accepted we cannot allow you to reduce the ERRBO.
Name
(Required)
Dr.
Miss
Mr.
Mrs.
Ms.
Mx.
Prof.
Rev.
They/Them
Prefix
First
Last
Email
(Required)
Enter Email
Confirm Email
Phone
(Required)
National Insurance Number
(Required)
Service Number/Payroll Number
Address
(Required)
Street Address
Address Line 2
City
State / Province / Region
ZIP / Postal Code
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antarctica
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bonaire, Sint Eustatius and Saba
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
Brunei Darussalam
Bulgaria
Burkina Faso
Burundi
Cabo Verde
Cambodia
Cameroon
Canada
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos Islands
Colombia
Comoros
Congo
Congo, Democratic Republic of the
Cook Islands
Costa Rica
Croatia
Cuba
Curaçao
Cyprus
Czechia
Côte d'Ivoire
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Eswatini
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern Territories
Gabon
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Holy See
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Isle of Man
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Korea, Democratic People's Republic of
Korea, Republic of
Kuwait
Kyrgyzstan
Lao People's Democratic Republic
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macao
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
North Macedonia
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Palestine, State of
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn
Poland
Portugal
Puerto Rico
Qatar
Romania
Russian Federation
Rwanda
Réunion
Saint Barthélemy
Saint Helena, Ascension and Tristan da Cunha
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Sint Maarten
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard and Jan Mayen
Sweden
Switzerland
Syria Arab Republic
Taiwan
Tajikistan
Tanzania, the United Republic of
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkmenistan
Turks and Caicos Islands
Tuvalu
Türkiye
US Minor Outlying Islands
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Venezuela
Viet Nam
Virgin Islands, British
Virgin Islands, U.S.
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Åland Islands
Country
Date of Birth
(Required)
MM
1
2
3
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5
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8
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11
12
DD
1
2
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YYYY
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
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1932
1931
1930
1929
1928
1927
1926
1925
1924
1923
1922
1921
1920
Normal Pension Date (Same as your State Pension Date)
MM
1
2
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4
5
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11
12
DD
1
2
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31
YYYY
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
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1921
1920
Buy out to purchase in whole years: 1, 2 or 3 (a part year maybe applicable in certain cases)
(Required)
Please enter a number from
1
to
3
.
Additional percentage contribution rate
ERRBO agreement start date
MM
1
2
3
4
5
6
7
8
9
10
11
12
DD
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
YYYY
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984
1983
1982
1981
1980
1979
1978
1977
1976
1975
1974
1973
1972
1971
1970
1969
1968
1967
1966
1965
1964
1963
1962
1961
1960
1959
1958
1957
1956
1955
1954
1953
1952
1951
1950
1949
1948
1947
1946
1945
1944
1943
1942
1941
1940
1939
1938
1937
1936
1935
1934
1933
1932
1931
1930
1929
1928
1927
1926
1925
1924
1923
1922
1921
1920
I have read the ERRBO factsheet and confirm that I would like to make a purchase. If I have more than one employment, I understand that I must pay additional contributions in all those jobs. If I move employment within the Northern Ireland Fire and Rescue service, I understand that it is my responsibility to inform my Employer/Payroll team of my contracted ERRBO contributions. *
(Required)
Confirm
Name
This field is for validation purposes and should be left unchanged.
Also in this Section
Also in this Section
Cancellation of Existing Partner or Death Benefit Nomination
Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
Election To Purchase Additional Pension
NIFRS Partner Nomination Form
Opt Out Form
Re-Joiner Form