Business Services Organisation
In this section, you will find all of the member newsletters. You can access them by clicking on the relevant tabs below.
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Members Newsletter September 2024
Member Newsletter September 2024
This Newsletter contains information about:
- Online Pension Application (AW6)
- Protection of Pensionable Pay
- Pensionable Re-employment
- Annual Allowance 5th April 2024 plus Remedy Period Re-calculations
- Previous Public Sector Pension Scheme Service (McCloud)
- Change to Tiered Contribution Rates
- Annual Allowance (McCloud Affected Members)
- Contact Us
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Members Newsletter June 2024
This Newsletter contains information about:
- Special Class & Mental Health Officer Abatement provisions
- Transfer of pension Benefits into the HSC Pension Scheme
- Annual Benefit Statements 2024 (McCloud affected Members)
- Continuation of Added Years/Added Pension/ERRBO contracts
- Previous Public Sector Pension Scheme Service (McCloud)
- Change to Tiered Contribution Rates
- Annual Allowance (McCloud Affected Members)
- Contact Us
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Members Newsletter March 2024
This Newsletter contains information about:
- Department of Health Consultation
- Partial Retirement
- 16 Hour Rule
- Pensionable Re-employment
- Rollback to Legacy Scheme (McCloud)
- Submission of AW6 Pension Application
- Contact Us
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Members Newsletter December 2023
Members Newsletter December 2023
This Newsletter contains information about:
- Department of Health Consultation
- Annual Allowance 2022-23
- McCloud
- Previous Public Sector Pension Scheme (McCloud)
- Proposed Pension Flexibilities
- Lump Sum Choice at Retirement
- Contact Us
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Members Newsletter September 2023
Members Newsletter September 2023
This Newsletter contains information about:
- Submission of AW6 Pension Benefit Application – McCloud
- Proposed Pension Flexibilities – Consultation
- Annual Allowance 2022-23
- Transfer of Benefits into the HSC Pension Scheme
- Annual Benefit Statements
- HSC Annual Report 2022-23
- Coronavirus Act & Temporary Suspensions
- How to enrol on a Pension Workshop
- Contact Us
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Members Newsletter June 2023
This Newsletter contains information about:
- McCloud Consultation
- Submission of AW6 Pension Benefit Application – McCloud
- Applications for Consideration for Ill Health Retirement – Update
- Ill Health Retirement Estimates
- Annual Allowance 2022-23
- Unpaid Leave/Career Breaks and Penson Implications
- Transfer of Benefits into the HSC Pension Scheme
- Annual Benefit Statements
- Frequently Asked Questions
- Contact Us
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Members Newsletter March 2023
This Newsletter contains information about:
- Spring Budget 2023 – Pension Changes
- HSC Pension Scheme Contribution Rates 2022/23
- Alignment of the Consumer Price Index (CPI) Inflation Rates (Annual Allowance)
- Unpaid Leave/Career Breaks & Pension Implications
- Transfer of Benefits into the HSC Pension Scheme
- Contact Us
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Members Newsletters 2022
This Newsletter contains information about:
- Coronavirus Act & end of Temporary Suspensions
- McCloud Remedy
- Pension Workshops & 1-1 Consultations
- Member Pension Contributions
- Death Benefit Nominations
- Bank Casual Employments (3 month rule)
- Transfer of Benefits into the HSC Pension Scheme
- Pension Benefit Applications
- Contact Us
This Newsletter contains information about:
- Coronavirus Act & end of Temporary Suspensions
- Annual Benefit Statements 31st March 2022
- Annual Allowance 5th April 2022
- Unpaid Leave/Career Breaks & Pension Implications
- Added Years/ERRBO/Additional Pension Contracts
- Estimates of Benefits
- Contact Us
Members Newsletter October 2022
This Newsletter contains information about:
- Changes to Member Contributions
- Coronavirus Act and extension of temporary suspensions
- Annual Benefit Statements 31st March 2022
- Annual Allowance 5th April 2022
- Unpaid Leave/Career Breaks and Pension Implications
- Estimates of Benefit
- Pension Benefit Application Process
- Death Benefit Nominations
- McCloud Remedy
- Transfer of Benefits into the HSC Pension Scheme
- Contact Us
Members Newsletter December 2022
This Newsletter contains information about:
- Applications for Consideration for Ill Health Retirement
- Protection of Pensionable Pay
- Career Breaks/Authorised Leave
- Extension of Voluntary Scheme Pays for Annual Allowance
- Changes to submitting a Scheme Pays Election if you are about to retire
- Partial Retirement
- Pension Workshops & 1-1 Consultations
- Application for Cash Equivalent Transfer Values (CETV) for Divorce Proceedings
- Requesting a Pension Estimate
- Contact Us
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Members Newsletters 2021
Members Newsletter January 2021
This Newsletter contains information about:
- Public Sector Pension Scheme Consultation Update – McCloud Case
- Submission of AW6 Retirement Application Form
- HSC Pension Service One to Ones Consultations
- Member Self Service Portal (MSS)
- Survivor Benefit Nomination Forms
- Frequently Asked Questions
- Transfer of Benefits
- Protection of Pensionable Pay
- Added Years/ERRBO/Additional Pension Purchase Contracts
- Annual Allowance Scheme Pays
- HSC Pension Service Website
- Cancelling Added Year’s/Additional Pension Purchase or ERRBO Contracts
- Contact HSC Pension Service – include an email address
- Contact Us
This Newsletter contains information about:
- Public Sector Pension Scheme Consultation Update
- Added Years/ERRBO/Additional Pension Contracts
- Death Benefit Nominations
- Information for Members Approaching Retirement
- Pension Workshops & 1-1 Sessions
- Coronavirus Legislation
- Member Self-Service (MSS)
- Pension Queries
- Three most Frequently Asked Questions
- Re-Joiner Form
- Please Respect Our Staff
- Financial Advisers
- 2021 Census
- Contact Us
This Newsletter contains information about:
- Have you Changed Your Address?
- Pension Workshops & 1-1 Sessions
- Public Sector Pension Consultation Update
- Annual Benefit Statements 31st March 2021
- Annual Allowance April 2021
- Annual Allowance & Pay Award Implications
- Lifetime Allowance
- Extension of Voluntary Scheme Pays for Annual Allowance
- Added Years/ERRBO/Additional Pension Contracts
- Information for Members Approaching Retirement
- HSC Pension Scheme Website
- Performance for Year Ending 2020/21
- Three Frequently Asked Questions
- Please Respect Our Staff
- Contact Us
Members Newsletter September 2021
This Newsletter contains information about:
- Annual Benefit Statements 2021
- Annual Allowance for 5th April 2021
- Extension of Voluntary Scheme Pays for Annual Allowance
- Public Sector Pension Consultation (McCloud)
- Transferring Pension Benefits from other Schemes
- Protection of Pensionable Pay
- Bank/Casual Employments (3 month rule)
- Coronavirus Legislation 2020
- Pension Awareness Seminar
- HSC Pension Service Performance for Quarter Ending June 2021
- Three Frequently Asked Questions
- Contact Us
Members Newsletter December 2021
This Newsletter contains information about:
- Coronavirus Act & end of Temporary Suspensions
- Extension of Voluntary Scheme Pays for Annual Allowance
- Pension Workshops & 1-1 Consultations
- Information for Members Approaching Retirement
- Unpaid Leave/Career Breaks & Pension Implications
- Member Self-Service (MSS)
- Department of Health Consultations
- Have you ever considered fostering?
- Contact Us
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Members Newsletters 2020
Members Newsletter January 2020
This Newsletter contains information about:
- One to One Consultations
- Pension Application – Reminders
- Annual Allowance Update
- Transfer of Pension Benefits
- Are Your Personal Details Up to Date?
- Protection of Pay
This Newsletter contains information about:
- COVID – 19 – Impact on Services
- Pension Workshops & 1-1 Sessions – COVID-19 Implications
- Protection of Pay (1995 & 2008 Sections of the Scheme Only)
- ERRBO Applications
- Member Self-Service (MSS)
- Annual Allowance – Tax Changes 2020
- HSC Pension Scheme Website
- Updating Personal Information & Survivors Benefits
- Contact Us
This Newsletter contains information about:
- COVID – 19 Update – Impact on Services
- Pension Workshops & 1-1 Sessions – COVID – 19 Update
- Annual Benefit Statements 31st March 2020
- Annual Allowance April 2020
- Annual Allowance & Pay Award Implications
- HSC Pension Scheme Website
- Sharing our Performance
- Delivering through the Pandemic
- Contact Us
Members Newsletter October 2020
This Newsletter contains information about:
- Public Sector Pension Scheme Consultation
- Submission of Aw6 – Retirement Application Form
- HSC Pension Service Workshops
- HSC Pension Service One to Ones Consultations
- Member Self Service Portal (MSS)
- ABS & AA Dataviews
- Updating Personal Information & Survivors Benefits
- Additional Pension Purchase Calculator
- Bank/Casual Employment (Three Month Rule) Reminder
- Estimates of Benefits
- Contact Us
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Members Newsletters 2019
This Newsletter contains information about:
- Returning to Work after Retirement
- HSC Pension Scheme Calculators
- Protection of Pensionable Pay
- Updating Personal Information
- Annual Leave/Pensionable Service
- Pension Engagement Workshops and One to One Consultations
- Annual Allowance extension of voluntary scheme pays facility from tax year 2017/18
- Estimates of Benefits
- Transfer of Your Pension to HSC Pension Service
- Contribution Rate
- How does Taxation affect my Pension Benefits
- Definition of Annual Allowance & Lifetime Allowance
- Survivors Benefits – Nomination Forms
- Added Years/ERRBO/Additional Pension Purchase Contracts
- Contact Us
This Newsletter contains information about:
- Pension Engagement Workshops & One to One Consultation
- Annual Benefit Statements (ABS)
- Updating Personal Information
- Information for Members Approaching Retirement
- Lump Sum Choice
- Estimate of Benefits
- Annual Allowance & Scheme Pays Facility
- Survivors Benefits – Nomination Forms
- Contact Us
Members Newsletter August 2019
This Newsletter contains information about:
- Context & Limitations
- Tax Implications of Pensions Annual & Lifetime Allowance
- Annual Allowance on Pension Savings Benefiting from Tax Relief
- Tapering on the Annual Allowance
- Impact on Individuals & the HSC
- Pension growth/savings
- Effect of Arrears of Pay or Backdated Pay Award
- Actions to Reduce the Impact
- Who is affected
- Lifetime Allowance
- What can HSC Pension Service do to help?
- Contact Us
Members Newsletter October 2019
This Newsletter contains information about:
- Member Self-Service
- Annual Benefit Statements
- One to One Consultations
- Re-joiner
- Annual Allowance Update
- Concurrent Employments
- Transferring into the HSC Pensions Scheme
- Applying for a Refund of Pension Contributions
- 2015 Scheme Supreme Court ruling – McCloud & Sargeant
- Cancelling Added Year’s Contract or Additional Pension Purchases
- Estimate of Benefits
- Applying for Your Pension
- Contact Us
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Member Newsletters 2018
Members Newsletter January 2018
This Newsletter contains information about:
- Member Self-Service
- Early Retirement Reduction Buy Out (ERRBO)
- Death Benefit Nomination Forms
- How Does Part Time working affect my Pension?
- Pensionable Pay – What Counts as Pensionable Pay?
- Transferring Benefits into the HSC Pension Scheme
- 2018-19 Workshops and Consultations
- Working in the HSC after Retirement
- Contact Us
This Newsletter contains information about:
- Lifetime Allowance 2018
- Change of Details/Address
- Annual Benefit Statements
- Added Years/Additional Pension/ERRBO Contracts
- GDPR Privacy Statement
- Salary Sacrifice
- Pension Application Process
- MEBS – Member with Entitlement to Benefits
- Contact Us
Members Newsletter October 2018
This Newsletter contains information about:
- Member Self Service & Annual Benefit Statements
- Transferring in other Pension Benefits
- How does Part Time working affect my Pension?
- Pension Scams
- Protection of Pensionable Pay & Voluntary Protection of Pensionable Pay 1995 & 2008 Sections only
- Added Years, Additional Pension & ERRBO
- Information for members approaching retirement
- Members with more that one Post (HSC Trust/Organisations and GP Practice Staff Employments)
- Maximum Service in 1995 and 2008 Sections of the Scheme
- Contact Us
Members Newsletter December 2018
This Newsletter contains information about:
- Pension Liberation
- Authorised Leave
- Annual Leave/Pensionable Service
- Member Self Service
- Pension Application Process
- Pension Band Review
- Added Years/Additional Pension or ERRBO Contracts
- Scheme Information/Factsheets/Guidance Documents and Scheme Calculators
- Part Time Working FAQ’s
- Estimate of Benefits
- Contact Us
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Members Newsletters 2017
Members Newsletter January 2017
This Newsletter contains information about:
- Annual Benefit Statements
- NHS Service Outside Northern Ireland
- Normal Retirement Age in the 2015 Scheme
- Brewster Case-right of an unmarried partner to receive survivor’s pension benefits as those of a married partner
- Concurrent Employments
- HSC Pension Scheme Website
- Calculators
- HSC Pension Service Publications
- Contact Us
This Newsletter contains information about:
- Benefits of being in the HSC Pension Scheme
- Annual Benefit Statements
- Your Personal Details: Are they up to date?
- Normal Retirement Age in the 2015 Scheme
- Transferring in other Pension Benefits
- 2015 Scheme Membership
- Salary Sacrifice in the 2015 Scheme
- Revaluation of your 2015 Scheme Pension Benefits
- The Pensions Board
- Pension Scams
- Pension Terminology Guide
- Definition of Annual Allowance & Lifetime Allowance
- Bank/Casual Employments (Three Month Rule)
- The New State Pension and the ending of ‘Contracting Out’ (member)
- Pension Calculators
- HSC Pension Service Workshops
- Contact Us
Members Newsletter August 2017
This Newsletter contains information about:
- Pension Cold Calling
- Transfer in of Benefits
- HSC Pension Service Forms
- Letter of Authority
- Launch of Member Self Service
- Zero Tolerance Policy
- Change of Circumstances
- Lifetime Allowance
- Annual Benefit Statements
- Misinformation
- Member Workshops
- Contact Us
Members Newsletter December 2017
This Newsletter contains information about:
- Annual Benefit Statements
- Scheme Website & Pension Benefits Calculators
- Bank/Casual Employment (Three Month Rule) Reminder
- The new State Pension and the ending of ‘contracting out’
- HSC Pension Service Workshops
- One to One Pension Consultations
- Revaluation of 2015 Scheme Pension Benefits
- Partial Retirement – 2008 & 2015 Scheme Only
- Important – Lump Sum Choice
- Information for Members approaching Retirement
- Auto-Enrolment
- How does Taxation affect HSC Pension Benefits?
- The Autumn Budget and your Pension
- Contact Us
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Members Newsletters 2016
This Newsletter contains information about:
- Changes to the HSC Pension Scheme
- Early Retirement Reduction Buy Out (ERRBO) in the 2015 Scheme
- Salary Sacrifice in the 2015 Scheme
- Normal Retirement Age in the 2015 Scheme
- Revaluation of your 2015 Scheme Pension Pot for the 2015/16 Year
- Bank/Casual Employments (Three Month Rule)
- Your Personal Details
- Death Benefit Nomination
- Survivors Pension
- Authorised Leave and Career Breaks
- Pension Scams
- How Does Taxation Affect My Pension Benefits
- Contact Us
Members Newsletter Quarter 2 2016
This Newsletter contains information about:
- Annual Benefit Statements
- Choice 2 Exercise
- Benefit Application Process
- Partial Retirement
- Transferring in other Pension Benefits
- Protection of Pensionable Pay
- LTA Protection
- HSC Pension Benefit Calculators
- Deferred Benefits
- Added Years/Additional Pension/ERRBO Contracts
- Personal Details
- Workshops
- Contact Us
Members Newsletter Winter 2016
This Newsletter contains information about:
- Annual Allowance
- Annual Benefit Statements
- Estimate of Benefits
- Increasing Your Benefits
- Choice 2 Exercise
- Bank Casual Employment (Three month rule)
- Survivor Benefits
- Protection of Pensionable Pay
- Lifetime Allowance & IP2014 & IP2016
- Are you thinking of Retiring in the coming months?
- Member Workshops
- Contact Us