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Home
HSC Pension Scheme
HSC Pension Members
HSC Pension Schemes
HSC 1995 Scheme
HSC 2008 Scheme
HSC 2015 (CARE) Scheme
HSC Pension Scheme Guides
Section 1: An Introduction to the Guide
Section 2: Eligibility
Section 3: Joining and Re-joining the Scheme
Section 4: Leaving the Scheme
Section 5: Pensionable Pay and Contributions
Section 6: Transferring Scheme Benefits
Section 7: Increasing Benefits
Section 8: Mental Health Officers and Special Class Members
Section 9: Benefits
Section 10: Pension on Divorce
Section 11: Complaints and Disputes
Section 12: Loss of Rights to Benefits
HSC Autoenrollment
Membership, Contributions & Pay
Mental Health Officer (MHO)
Special Class Status
Calculating Membership
Maximum Membership/Age Restrictions
Authorised Leave/ Career Breaks
Pension on Divorce (HSC)
Cash Equivalent Transfer Value (CETV)
Transferring Benefits In or Out (HSC)
Annual Allowance/Lifetime Allowance
Annual Allowance
Annual Allowance Pension Savings Statement Guide
Annual Allowance Charge and SPE2 Guidance Notes
Lifetime Allowance
Annual Benefit Statements (HSC)
Death and Family Benefits
Member Newsletters
Member Newsletter September 2024
Members Newsletter June 2024
Members Newsletter March 2024
Members Newsletter December 2023
Members Newsletter September 2023
Members Newsletter June 2023
Members Newsletter March 2023
Ill Health/Injury Benefits
Returning to Work with a Tier 2 Ill-Health Pension
Retirement
Partial Retirement (Pension) Flexibilities
Increasing your Benefits – Additional Pension/Added Years/ERRBO
Preliminary Application Form For Additional Pension Purchase
HSC Member Self Service
McCloud Ruling (HSC)
McCloud Timeline
The McCloud Ruling and Who’s Affected
McCloud and Annual Allowance
Mc Cloud News/Updates (HSC)
Contingent Decisions
Rollback of Remedy Period Service
Deferred Members
Practitioners
Dental Practitioners
Dental Practitioner Newsletters
Locums
Out of Hours
Online J2 Form
Principal GPs
Salaried GPs
How are GP Employments treated for Pension Purposes
Features and Benefits of your Pension Scheme
GP Practice Staff (Admin)
GP Practice Staff Newsletters
GP Staff Newsletter Quarter 2 – 2024/2025
GP Staff Newsletter Quarter 4 – 2023/2024
GP Staff Newsletter Quarter 3 – 2023/2024
GP Staff Newsletter Q2 – 2023-24
GP Staff Newsletter Quarter 1 – 2023-2024
GP Practice Managers
GP Newsletters
GP Newsletter Q1 – 2024/2025
GP Newsletter Q2 – 2024/2025
GP Newsletter Q3 – 2023/2024
GP Newsletter Q2 – 2023/2024
GP Newsletter Q1 – 2023/2024
Employers
Employers Guide
Employers Guide for Special Class Members and Mental Health Officers
Trust Liason Team
Employers Procedures
Autoenrollment
Costs and Contributions
Directional Bodies Staff Newsletters
Directional Body Newsletters – Quarter 1 – 2024/2025
Directional Body Newsletters – Quarter 4 – 2023/2024
Directional Body Newsletters – Quarter 3 – 2023/2024
Directional Body Newsletters – Quarter 2 – 2023/2024
Directional Body Newsletters – Quarter 1 – 2023/2024
Employers Newsletters
Employers Newsletter Quarter 1 – 2024/2025
Employers Newsletter Quarter 2 – 2024/2025
Employers Newsletter Quarter 4 – 2023/2024
Employers Newsletter Quarter 3 – 2023/2024
Employers Newsletter Quarter 2 – 2023/2024
Employers Newsletter Quarter 1 – 2023/2024
Employer Technical Updates
Employer Technical Update – Quarter 1 – 2024/2025
Employer Technical Update – Quarter 2 – 2024/2025
Employer Technical Update – Quarter 3 – 2023/2024
Employer Technical Update – Quarter 4 – 2023/2024
Employer Technical Update – Quarter 2 – 2023/2024
Employer Technical Update – Quarter 1 – 2023/2024
HSC Pension Scheme Forms
Pensioners and Dependants
Pensioner Newsletters
Pensioners Newsletter March 2024
Pensioner Newsletter – December 2023
Estimates/Calculators
Calculators
Opting Out or Leaving the Scheme
Newsletters/Updates
NIFRS Pension Scheme
NIFRS Pension Members
Pension on Divorce (NIFRS)
NIFRS Pension Schemes
Firefighters Pension Scheme NI (2015) CARE
Firefighters Pension Scheme NI 2007 (FPS)
How much lump sum can I take? (NIFRS)
Modified Scheme (2007) (Retained Firefighters)
Matthews (Second Options Exercise)
New Firefighters Pension Scheme NI 2007 (NFPS)
NIFRS Scheme Guides
Scheme Regulations
Annual Benefit Statements
Transferring Benefits In or Out (NIFRS)
Contribution Rates
NIFRS Member Self Service
McCloud Judgement (2015)
McCloud Indicative Timeline (NIFRS)
Deferred Members (No Longer Paying in)
NIFRS Scheme Forms
Cancellation of Existing Partner or Death Benefit Nomination
Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
NIFRS Partner Nomination Form
Opt Out Form
Re-Joiner Form
Pensioners
Request an Estimate/Pension Calculators
Request an Estimate
NIFRS Estimate Request Form
NIFRS Pension Calculators
Death and Family Benefits
Opting Out of the NIFRS Pension Scheme
NIFRS News/Updates
NIFRS Pensions Bulletins
Firefighters’ Pension Bulletin 01
Firefighters’ Pension Bulletin 02
Firefighters’ Pension Bulletin 03
Firefighters’ Pension Bulletin 04
Firefighters’ Pension Bulletin 05
Firefighters’ Pension Bulletin 06
Firefighters’ Pension Bulletin 07
Firefighters’ Pension Bulletin 08
Firefighters’ Pension Bulletin 09
Firefighters’ Pension Bulletin 10
Firefighters’ Pension Bulletin 11
Firefighters’ Pension Bulletin 12
Firefighters’ Pension Bulletin 13
Firefighters’ Pension Bulletin 14
Firefighters’ Pension Bulletin 15
Member Self-Service
Home
HSC Pension Scheme
HSC Pension Members
HSC Pension Schemes
HSC 1995 Scheme
HSC 2008 Scheme
HSC 2015 (CARE) Scheme
HSC Pension Scheme Guides
Section 1: An Introduction to the Guide
Section 2: Eligibility
Section 3: Joining and Re-joining the Scheme
Section 4: Leaving the Scheme
Section 5: Pensionable Pay and Contributions
Section 6: Transferring Scheme Benefits
Section 7: Increasing Benefits
Section 8: Mental Health Officers and Special Class Members
Section 9: Benefits
Section 10: Pension on Divorce
Section 11: Complaints and Disputes
Section 12: Loss of Rights to Benefits
HSC Autoenrollment
Membership, Contributions & Pay
Mental Health Officer (MHO)
Special Class Status
Calculating Membership
Maximum Membership/Age Restrictions
Authorised Leave/ Career Breaks
Pension on Divorce (HSC)
Cash Equivalent Transfer Value (CETV)
Transferring Benefits In or Out (HSC)
Annual Allowance/Lifetime Allowance
Annual Allowance
Annual Allowance Pension Savings Statement Guide
Annual Allowance Charge and SPE2 Guidance Notes
Lifetime Allowance
Annual Benefit Statements (HSC)
Death and Family Benefits
Member Newsletters
Member Newsletter September 2024
Members Newsletter June 2024
Members Newsletter March 2024
Members Newsletter December 2023
Members Newsletter September 2023
Members Newsletter June 2023
Members Newsletter March 2023
Ill Health/Injury Benefits
Returning to Work with a Tier 2 Ill-Health Pension
Retirement
Partial Retirement (Pension) Flexibilities
Increasing your Benefits – Additional Pension/Added Years/ERRBO
Preliminary Application Form For Additional Pension Purchase
HSC Member Self Service
McCloud Ruling (HSC)
McCloud Timeline
The McCloud Ruling and Who’s Affected
McCloud and Annual Allowance
Mc Cloud News/Updates (HSC)
Contingent Decisions
Rollback of Remedy Period Service
Deferred Members
Practitioners
Dental Practitioners
Dental Practitioner Newsletters
Locums
Out of Hours
Online J2 Form
Principal GPs
Salaried GPs
How are GP Employments treated for Pension Purposes
Features and Benefits of your Pension Scheme
GP Practice Staff (Admin)
GP Practice Staff Newsletters
GP Staff Newsletter Quarter 2 – 2024/2025
GP Staff Newsletter Quarter 4 – 2023/2024
GP Staff Newsletter Quarter 3 – 2023/2024
GP Staff Newsletter Q2 – 2023-24
GP Staff Newsletter Quarter 1 – 2023-2024
GP Practice Managers
GP Newsletters
GP Newsletter Q1 – 2024/2025
GP Newsletter Q2 – 2024/2025
GP Newsletter Q3 – 2023/2024
GP Newsletter Q2 – 2023/2024
GP Newsletter Q1 – 2023/2024
Employers
Employers Guide
Employers Guide for Special Class Members and Mental Health Officers
Trust Liason Team
Employers Procedures
Autoenrollment
Costs and Contributions
Directional Bodies Staff Newsletters
Directional Body Newsletters – Quarter 1 – 2024/2025
Directional Body Newsletters – Quarter 4 – 2023/2024
Directional Body Newsletters – Quarter 3 – 2023/2024
Directional Body Newsletters – Quarter 2 – 2023/2024
Directional Body Newsletters – Quarter 1 – 2023/2024
Employers Newsletters
Employers Newsletter Quarter 1 – 2024/2025
Employers Newsletter Quarter 2 – 2024/2025
Employers Newsletter Quarter 4 – 2023/2024
Employers Newsletter Quarter 3 – 2023/2024
Employers Newsletter Quarter 2 – 2023/2024
Employers Newsletter Quarter 1 – 2023/2024
Employer Technical Updates
Employer Technical Update – Quarter 1 – 2024/2025
Employer Technical Update – Quarter 2 – 2024/2025
Employer Technical Update – Quarter 3 – 2023/2024
Employer Technical Update – Quarter 4 – 2023/2024
Employer Technical Update – Quarter 2 – 2023/2024
Employer Technical Update – Quarter 1 – 2023/2024
HSC Pension Scheme Forms
Pensioners and Dependants
Pensioner Newsletters
Pensioners Newsletter March 2024
Pensioner Newsletter – December 2023
Estimates/Calculators
Calculators
Opting Out or Leaving the Scheme
Newsletters/Updates
NIFRS Pension Scheme
NIFRS Pension Members
Pension on Divorce (NIFRS)
NIFRS Pension Schemes
Firefighters Pension Scheme NI (2015) CARE
Firefighters Pension Scheme NI 2007 (FPS)
How much lump sum can I take? (NIFRS)
Modified Scheme (2007) (Retained Firefighters)
Matthews (Second Options Exercise)
New Firefighters Pension Scheme NI 2007 (NFPS)
NIFRS Scheme Guides
Scheme Regulations
Annual Benefit Statements
Transferring Benefits In or Out (NIFRS)
Contribution Rates
NIFRS Member Self Service
McCloud Judgement (2015)
McCloud Indicative Timeline (NIFRS)
Deferred Members (No Longer Paying in)
NIFRS Scheme Forms
Cancellation of Existing Partner or Death Benefit Nomination
Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
NIFRS Partner Nomination Form
Opt Out Form
Re-Joiner Form
Pensioners
Request an Estimate/Pension Calculators
Request an Estimate
NIFRS Estimate Request Form
NIFRS Pension Calculators
Death and Family Benefits
Opting Out of the NIFRS Pension Scheme
NIFRS News/Updates
NIFRS Pensions Bulletins
Firefighters’ Pension Bulletin 01
Firefighters’ Pension Bulletin 02
Firefighters’ Pension Bulletin 03
Firefighters’ Pension Bulletin 04
Firefighters’ Pension Bulletin 05
Firefighters’ Pension Bulletin 06
Firefighters’ Pension Bulletin 07
Firefighters’ Pension Bulletin 08
Firefighters’ Pension Bulletin 09
Firefighters’ Pension Bulletin 10
Firefighters’ Pension Bulletin 11
Firefighters’ Pension Bulletin 12
Firefighters’ Pension Bulletin 13
Firefighters’ Pension Bulletin 14
Firefighters’ Pension Bulletin 15
Member Self-Service
Home
NIFRS Pension Scheme
NIFRS Scheme Forms
Opt Out Form
Opt Out Form
If you wish to opt out of the NIFRS Pension Scheme you will need to read the following information and fill in the below form.
NIFRS Opt-Out Form
Confirm you have read and understood the below information
(Required)
Confirm
What you need to know:
1. Your employer cannot ask you or force you to opt out.
2. If you are asked or forced to opt out, you can tell The Pensions Regulator – see www.tpr.gov.uk.
3. If you change your mind, you may be able to opt back in – write to your employer if you want to do this.
4. If you stay opted out, your employer will normally put you back into pension saving in around 3 years.
5. If you change your job, your new employer will normally put you back into pension saving straight away.
6. If you have another job, your other employer might also put you into pension saving, now or in the future.
This only allows you to opt out of pension saving with NIFRS. A separate notice must be filled out and given to any other employer you work for, if you wish to opt out of that employer’s pension saving as well.
Name
(Required)
Dr.
Miss
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Ms.
Mx.
Prof.
Rev.
Prefix
First
Last
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(Required)
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(Required)
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National Insurance No:
(Required)
Service Number
(Required)
Work Location
Tick the box relevant to the employment in respect of which you are opting out of the Firefighters' Pension Scheme Regulations (Northern Ireland) 2015:
Regular Firefighter
Retained Firefighter
Volunteer Firefighter
I HAVE READ the literature issued to me relating to membership of the Firefighters' Pension Scheme Regulations (Northern Ireland) 2015 and I have decided that I no longer wish to be a member of the Scheme.
(Required)
Confirm
I UNDERSTAND that if I opt out I will lose the right to pension contributions from my employer.
(Required)
Confirm
I UNDERSTAND that if I opt out I may have a lower income when I retire.
(Required)
Confirm
I FURTHER UNDERSTAND that if my decision not to be a member of the Firefighters' Pension Scheme Regulations (Northern Ireland) 2015 proves to be financially to my detriment, neither I nor my dependents will have any right to claim compensation or any form of gratuity in lieu of pension rights from the Fire & Rescue Service.
(Required)
Confirm
Opt Out Option
(Required)
I confirm that I wish to opt out of the NIFRS Pension Scheme
For our data collection purposes please indicate the reason as to why you wish to leave the scheme: I wish to leave the Firefighters' Pension Scheme Regulations (Northern Ireland) 2015 due to:
The increase to contribution rates
Financial reasons
Personal reasons
Have found a more suitable way of providing for my retirement
Other
PREVIOUS CONTRIBUTIONS MADE TO THE FIREFIGHTERS' PENSION SCHEME REGULATIONS (NORTHERN IRELAND) 2015. Since you have already paid into the above Scheme, please indicate how you wish these contributions to be treated. *
(Required)
Converted into a Deferred Pension payable at age 65.
Transferred to another Pension Scheme
Refunded to me as I have less than 3 months' service in the Scheme and my form has been received in Retained Payments Office within the 3 month period.
Name
This field is for validation purposes and should be left unchanged.