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Member Newsletters

In this section, you will find all of the member newsletters. You can access them by clicking on the relevant tabs below.

  • Members Newsletter March 2024

    Members Newsletter March 2024

    This Newsletter contains information about:

    • Department of Health Consultation
    • Partial Retirement
    • 16 Hour Rule
    • Pensionable Re-employment
    • Rollback to Legacy Scheme (McCloud)
    • Submission of AW6 Pension Application
    • Contact Us
  • Members Newsletter December 2023

    Members Newsletter December 2023

    This Newsletter contains information about:

    • Department of Health Consultation
    • Annual Allowance 2022-23
    • McCloud
    • Previous Public Sector Pension Scheme (McCloud)
    • Proposed Pension Flexibilities
    • Lump Sum Choice at Retirement
    • Contact Us
  • Members Newsletter September 2023

    Members Newsletter September 2023

    This Newsletter contains information about:

    • Submission of AW6 Pension Benefit Application – McCloud
    • Proposed Pension Flexibilities – Consultation
    • Annual Allowance 2022-23
    • Transfer of Benefits into the HSC Pension Scheme
    • Annual Benefit Statements
    • HSC Annual Report 2022-23
    • Coronavirus Act & Temporary Suspensions
    • How to enrol on a Pension Workshop
    • Contact Us
  • Members Newsletter June 2023

    Members Newsletter June 2023

    This Newsletter contains information about:

    • McCloud Consultation
    • Submission of AW6 Pension Benefit Application – McCloud
    • Applications for Consideration for Ill Health Retirement – Update
    • Ill Health Retirement Estimates
    • Annual Allowance 2022-23
    • Unpaid Leave/Career Breaks and Penson Implications
    • Transfer of Benefits into the HSC Pension Scheme
    • Annual Benefit Statements
    • Frequently Asked Questions
    • Contact Us
  • Members Newsletter March 2023

    Members Newsletter March 2023

    This Newsletter contains information about:

    • Spring Budget 2023 – Pension Changes
    • HSC Pension Scheme Contribution Rates 2022/23
    • Alignment of the Consumer Price Index (CPI) Inflation Rates (Annual Allowance)
    • Unpaid Leave/Career Breaks & Pension Implications
    • Transfer of Benefits into the HSC Pension Scheme
    • Contact Us
  • Members Newsletters 2022

    Members Newsletter March 2022

    This Newsletter contains information about:

    • Coronavirus Act & end of Temporary Suspensions
    • McCloud Remedy
    • Pension Workshops & 1-1 Consultations
    • Member Pension Contributions
    • Death Benefit Nominations
    • Bank Casual Employments (3 month rule)
    • Transfer of Benefits into the HSC Pension Scheme
    • Pension Benefit Applications
    • Contact Us

    Members Newsletter June 2022

    This Newsletter contains information about:

    • Coronavirus Act & end of Temporary Suspensions
    • Annual Benefit Statements 31st March 2022
    • Annual Allowance 5th April 2022
    • Unpaid Leave/Career Breaks & Pension Implications
    • Added Years/ERRBO/Additional Pension Contracts
    • Estimates of Benefits
    • Contact Us

    Members Newsletter October 2022

    This Newsletter contains information about:

    • Changes to Member Contributions
    • Coronavirus Act and extension of temporary suspensions
    • Annual Benefit Statements 31st March 2022
    • Annual Allowance 5th April 2022
    • Unpaid Leave/Career Breaks and Pension Implications
    • Estimates of Benefit
    • Pension Benefit Application Process
    • Death Benefit Nominations
    • McCloud Remedy
    • Transfer of Benefits into the HSC Pension Scheme
    • Contact Us

    Members Newsletter December 2022

    This Newsletter contains information about:

    • Applications for Consideration for Ill Health Retirement
    • Protection of Pensionable Pay
    • Career Breaks/Authorised Leave
    • Extension of Voluntary Scheme Pays for Annual Allowance
    • Changes to submitting a Scheme Pays Election if you are about to retire
    • Partial Retirement
    • Pension Workshops & 1-1 Consultations
    • Application for Cash Equivalent  Transfer Values (CETV) for Divorce Proceedings
    • Requesting a Pension Estimate
    • Contact Us
  • Members Newsletters 2021

    Members Newsletter January 2021

    This Newsletter contains information about:

    • Public Sector Pension Scheme Consultation Update – McCloud Case
    • Submission of AW6 Retirement Application Form
    • HSC Pension Service One to Ones Consultations
    • Member Self Service Portal (MSS)
    • Survivor Benefit Nomination Forms
    • Frequently Asked Questions
    • Transfer of Benefits
    • Protection of Pensionable Pay
    • Added Years/ERRBO/Additional Pension Purchase Contracts
    • Annual Allowance Scheme Pays
    • HSC Pension Service Website
    • Cancelling Added Year’s/Additional Pension Purchase or ERRBO Contracts
    • Contact HSC Pension Service – include an email address
    • Contact Us

    Members Newsletter March 2021

    This Newsletter contains information about:

    • Public Sector Pension Scheme Consultation Update
    • Added Years/ERRBO/Additional Pension Contracts
    • Death Benefit Nominations
    • Information for Members Approaching Retirement
    • Pension Workshops & 1-1 Sessions
    • Coronavirus Legislation
    • Member Self-Service (MSS)
    • Pension Queries
    • Three most Frequently Asked Questions
    • Re-Joiner Form
    • Please Respect Our Staff
    • Financial Advisers
    • 2021 Census
    • Contact Us

    Members Newsletter June 2021

    This Newsletter contains information about:

    • Have you Changed Your Address?
    • Pension Workshops & 1-1 Sessions
    • Public Sector Pension Consultation Update
    • Annual Benefit Statements 31st March 2021
    • Annual Allowance April 2021
    • Annual Allowance & Pay Award Implications
    • Lifetime Allowance
    • Extension of Voluntary Scheme Pays for Annual Allowance
    • Added Years/ERRBO/Additional Pension Contracts
    • Information for Members Approaching Retirement
    • HSC Pension Scheme Website
    • Performance for Year Ending 2020/21
    • Three Frequently Asked Questions
    • Please Respect Our Staff
    • Contact Us

    Members Newsletter September 2021

    This Newsletter contains information about:

    • Annual Benefit Statements 2021
    • Annual Allowance for 5th April 2021
    • Extension of Voluntary Scheme Pays for Annual Allowance
    • Public Sector Pension Consultation (McCloud)
    • Transferring Pension Benefits from other Schemes
    • Protection of Pensionable Pay
    • Bank/Casual Employments (3 month rule)
    • Coronavirus Legislation 2020
    • Pension Awareness Seminar
    • HSC Pension Service Performance for Quarter Ending June 2021
    • Three Frequently Asked Questions
    • Contact Us

    Members Newsletter December 2021

    This Newsletter contains information about:

    • Coronavirus Act & end of Temporary Suspensions
    • Extension of Voluntary Scheme Pays for Annual Allowance
    • Pension Workshops & 1-1 Consultations
    • Information for Members Approaching Retirement
    • Unpaid Leave/Career Breaks & Pension Implications
    • Member Self-Service (MSS)
    • Department of Health Consultations
    • Have you ever considered fostering?
    • Contact Us
  • Members Newsletters 2020

    Members Newsletter January 2020

    This Newsletter contains information about:

    • One to One Consultations
    • Pension Application – Reminders
    • Annual Allowance Update
    • Transfer of Pension Benefits
    • Are Your Personal Details Up to Date?
    • Protection of Pay

    Members Newsletter March 2020

    This Newsletter contains information about:

    • COVID – 19 – Impact on Services
    • Pension Workshops & 1-1 Sessions – COVID-19 Implications
    • Protection of Pay (1995 & 2008 Sections of the Scheme Only)
    • ERRBO Applications
    • Member Self-Service (MSS)
    • Annual Allowance – Tax Changes 2020
    • HSC Pension Scheme Website
    • Updating Personal Information & Survivors Benefits
    • Contact Us

    Members Newsletter July 2020

    This Newsletter contains information about:

    • COVID – 19 Update – Impact on Services
    • Pension Workshops & 1-1 Sessions – COVID – 19 Update
    • Annual Benefit Statements 31st March 2020
    • Annual Allowance April 2020
    • Annual Allowance & Pay Award Implications
    • HSC Pension Scheme Website
    • Sharing our Performance
    • Delivering through the Pandemic
    • Contact Us

    Members Newsletter October 2020

    This Newsletter contains information about:

    • Public Sector Pension Scheme Consultation
    • Submission of Aw6 – Retirement Application Form
    • HSC Pension Service Workshops
    • HSC Pension Service One to Ones Consultations
    • Member Self Service Portal (MSS)
    • ABS & AA Dataviews
    • Updating Personal Information & Survivors Benefits
    • Additional Pension Purchase Calculator
    • Bank/Casual Employment (Three Month Rule) Reminder
    • Estimates of Benefits
    • Contact Us
  • Members Newsletters 2019

    Members Newsletter March 2019

    This Newsletter contains information about:

    • Returning to Work after Retirement
    • HSC Pension Scheme Calculators
    • Protection of Pensionable Pay
    • Updating Personal Information
    • Annual Leave/Pensionable Service
    • Pension Engagement Workshops and One to One Consultations
    • Annual Allowance extension of voluntary scheme pays facility from tax year 2017/18
    • Estimates of Benefits
    • Transfer of Your Pension to HSC Pension Service
    • Contribution Rate
    • How does Taxation affect my Pension Benefits
    • Definition of Annual Allowance & Lifetime Allowance
    • Survivors Benefits – Nomination Forms
    • Added Years/ERRBO/Additional Pension Purchase Contracts
    • Contact Us

    Members Newsletter June 2019

    This Newsletter contains information about:

    • Pension Engagement Workshops & One to One Consultation
    • Annual Benefit Statements (ABS)
    • Updating Personal Information
    • Information for Members Approaching Retirement
    • Lump Sum Choice
    • Estimate of Benefits
    • Annual Allowance & Scheme Pays Facility
    • Survivors Benefits – Nomination Forms
    • Contact Us

    Members Newsletter August 2019

    This Newsletter contains information about:

    • Context & Limitations
    • Tax Implications of Pensions Annual & Lifetime Allowance
    • Annual Allowance on Pension Savings Benefiting from Tax Relief
    • Tapering on the Annual Allowance
    • Impact on Individuals & the HSC
    • Pension growth/savings
    • Effect of Arrears of Pay or Backdated Pay Award
    • Actions to Reduce the Impact
    • Who is affected
    • Lifetime Allowance
    • What can HSC Pension Service do to help?
    • Contact Us

    Members Newsletter October 2019

    This Newsletter contains information about:

    • Member Self-Service
    • Annual Benefit Statements
    • One to One Consultations
    • Re-joiner
    • Annual Allowance Update
    • Concurrent Employments
    • Transferring into the HSC Pensions Scheme
    • Applying for a Refund of Pension Contributions
    • 2015 Scheme Supreme Court ruling – McCloud & Sargeant
    • Cancelling Added Year’s Contract or Additional Pension Purchases
    • Estimate of Benefits
    • Applying for Your Pension
    • Contact Us
  • Member Newsletters 2018

    Members Newsletter January 2018

    This Newsletter contains information about:

    • Member Self-Service
    • Early Retirement Reduction Buy Out (ERRBO)
    • Death Benefit Nomination Forms
    • How Does Part Time working affect my Pension?
    • Pensionable Pay – What Counts as Pensionable Pay?
    • Transferring Benefits into the HSC Pension Scheme
    • 2018-19 Workshops and Consultations
    • Working in the HSC after Retirement
    • Contact Us

    Members Newsletter April 2018

    This Newsletter contains information about:

    • Lifetime Allowance 2018
    • Change of Details/Address
    • Annual Benefit Statements
    • Added Years/Additional Pension/ERRBO Contracts
    • GDPR Privacy Statement
    • Salary Sacrifice
    • Pension Application Process
    • MEBS – Member with Entitlement to Benefits
    • Contact Us

    Members Newsletter October 2018

    This Newsletter contains information about:

    • Member Self Service & Annual Benefit Statements
    • Transferring in other Pension Benefits
    • How does Part Time working affect my Pension?
    • Pension Scams
    • Protection of Pensionable Pay & Voluntary Protection of Pensionable Pay 1995 & 2008 Sections only
    • Added Years, Additional Pension & ERRBO
    • Information for members approaching retirement
    • Members with more that one Post (HSC Trust/Organisations and GP Practice Staff Employments)
    • Maximum Service in 1995 and 2008 Sections of the Scheme
    • Contact Us

    Members Newsletter December 2018

    This Newsletter contains information about:

    • Pension Liberation
    • Authorised Leave
    • Annual Leave/Pensionable Service
    • Member Self Service
    • Pension Application Process
    • Pension Band Review
    • Added Years/Additional Pension or ERRBO Contracts
    • Scheme Information/Factsheets/Guidance Documents and Scheme Calculators
    • Part Time Working FAQ’s
    • Estimate of Benefits
    • Contact Us
  • Members Newsletters 2017

    Members Newsletter January 2017

    This Newsletter contains information about:

    • Annual Benefit Statements
    • NHS Service Outside Northern Ireland
    • Normal Retirement Age in the 2015 Scheme
    • Brewster Case-right of an unmarried partner to receive survivor’s pension benefits as those of a married partner
    • Concurrent Employments
    • HSC Pension Scheme Website
    • Calculators
    • HSC Pension Service Publications
    • Contact Us

    Members Newsletter March 2017

    This Newsletter contains information about:

    • Benefits of being in the HSC Pension Scheme
    • Annual Benefit Statements
    • Your Personal Details: Are they up to date?
    • Normal Retirement Age in the 2015 Scheme
    • Transferring in other Pension Benefits
    • 2015 Scheme Membership
    • Salary Sacrifice in the 2015 Scheme
    • Revaluation of your 2015 Scheme Pension Benefits
    • The Pensions Board
    • Pension Scams
    • Pension Terminology Guide
    • Definition of Annual Allowance & Lifetime Allowance
    • Bank/Casual Employments (Three Month Rule)
    • The New State Pension and the ending of ‘Contracting Out’ (member)
    • Pension Calculators
    • HSC Pension Service Workshops
    • Contact Us

    Members Newsletter August 2017

    This Newsletter contains information about:

    • Pension Cold Calling
    • Transfer in of Benefits
    • HSC Pension Service Forms
    • Letter of Authority
    • Launch of Member Self Service
    • Zero Tolerance Policy
    • Change of Circumstances
    • Lifetime Allowance
    • Annual Benefit Statements
    • Misinformation
    • Member Workshops
    • Contact Us

    Members Newsletter December 2017

    This Newsletter contains information about:

    • Annual Benefit Statements
    • Scheme Website & Pension Benefits Calculators
    • Bank/Casual Employment (Three Month Rule) Reminder
    • The new State Pension and the ending of ‘contracting out’
    • HSC Pension Service Workshops
    • One to One Pension Consultations
    • Revaluation of 2015 Scheme Pension Benefits
    • Partial Retirement – 2008 & 2015 Scheme Only
    • Important – Lump Sum Choice
    • Information for Members approaching Retirement
    • Auto-Enrolment
    • How does Taxation affect HSC Pension Benefits?
    • The Autumn Budget and your Pension
    • Contact Us
  • Members Newsletters 2016

    Newsletter Quarter 1 2016

    This Newsletter contains information about:

    • Changes to the HSC Pension Scheme
    • Early Retirement Reduction Buy Out (ERRBO) in the 2015 Scheme
    • Salary Sacrifice in the 2015 Scheme
    • Normal Retirement Age in the 2015 Scheme
    • Revaluation of your 2015 Scheme Pension Pot for the 2015/16 Year
    • Bank/Casual Employments (Three Month Rule)
    • Your Personal Details
    • Death Benefit Nomination
    • Survivors Pension
    • Authorised Leave and Career Breaks
    • Pension Scams
    • How Does Taxation Affect My Pension Benefits
    • Contact Us

    Members Newsletter Quarter 2 2016

    This Newsletter contains information about:

    • Annual Benefit Statements
    • Choice 2 Exercise
    • Benefit Application Process
    • Partial Retirement
    • Transferring in other Pension Benefits
    • Protection of Pensionable Pay
    • LTA Protection
    • HSC Pension Benefit Calculators
    • Deferred Benefits
    • Added Years/Additional Pension/ERRBO Contracts
    • Personal Details
    • Workshops
    • Contact Us

    Members Newsletter Winter 2016

    This Newsletter contains information about:

    • Annual Allowance
    • Annual Benefit Statements
    • Estimate of Benefits
    • Increasing Your Benefits
    • Choice 2 Exercise
    • Bank Casual Employment (Three month rule)
    • Survivor Benefits
    • Protection of Pensionable Pay
    • Lifetime Allowance & IP2014 & IP2016
    • Are you thinking of Retiring in the coming months?
    • Member Workshops
    • Contact Us