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McCloud Ruling (HSC)

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Every Public Service Pension Scheme is working through significant complexity to put in place the Public Service Pensions Remedy for all affected members. 

HSC Pension Service are currently working extremely hard to fulfil all of our obligations in relation to the 2015 Remedy (McCloud). Since December 2024 all affected members applying for their Pension Benefits are provided with a Remediable Service Statement (RSS) prior to retirement to allow them to compare figures and make their choice before benefits are put into payment.

Providing the RSS for all those who retired during the period 1 April 2015 to 30 November 2024 is much more challenging due to the complexities involved. The levels of complexity have resulted in much of the original delivery timeframe for RSS being absorbed by planning and working through complexities extending beyond the scheme rules. This has affected the overall timescales for delivering all the RSS across the scheme.  As a result HSC Pension Service has informed the Pension Regulator that we are exercising our discretion within Section 29(10)(b) of the 2022 Act for the deadline to be extended to a later date that the Scheme Manager considers reasonable in the case of a particular member or a particular class of member.

HSC Pension Scheme has invoked this clause of the legislation and received authorisation to amend our timelines. Details of the new timelines are detailed below;

Cohort/Category of Member Projected Completion Date
Ordinary Pensioners – formerly unprotected 31/03/2026
Ill Health Pensioners – formerly unprotected 31/03/2026
Deceased and Dependants – formerly unprotected 31/03/2026
Ordinary Pensioners  – formerly protected 30/06/2026
Ill Health Pensioners – formerly protected 30/06/2026
Deceased and Dependants – formerly protected 30/06/2026
Ordinary Pensioners  – formerly tapered 31/12/2026
Ill Health Pensioners  – formerly tapered 31/12/2026
Deceased and Dependants  – formerly tapered 31/12/2026