Business Services Organisation
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HSC Pension Scheme
HSC Pension Members
HSC Pension Schemes
HSC 1995 Scheme
HSC 2008 Scheme
HSC 2015 (CARE) Scheme
HSC Pension Scheme Guides
Section 1: An Introduction to the Guide
Section 2: Eligibility
Section 3: Joining and Re-joining the Scheme
Section 4: Leaving the Scheme
Section 5: Pensionable Pay and Contributions
Section 6: Transferring Scheme Benefits
Section 7: Increasing Benefits
Section 8: Mental Health Officers and Special Class Members
Section 9: Benefits
Section 10: Pension on Divorce
Section 11: Complaints and Disputes
Section 12: Loss of Rights to Benefits
HSC Autoenrollment
Membership, Contributions & Pay
Mental Health Officer (MHO)
Special Class Status
Calculating Membership
Maximum Membership/Age Restrictions
Authorised Leave/ Career Breaks
Pension on Divorce (HSC)
Cash Equivalent Transfer Value (CETV)
Transferring Benefits In or Out (HSC)
ABS/RSS
ABS-RSS
Annual Allowance/Lifetime Allowance
Annual Allowance
Annual Allowance Pension Savings Statement Guide
Annual Allowance Charge and SPE2 Guidance Notes
Lifetime Allowance (LTA)
Annual Benefit Statements (HSC)
Remediable Service Statement (RSS)
Death and Family Benefits
Member Newsletters
Member Newsletter December 2024
Member Newsletter December 2025
Member Newsletter June 2025
Member Newsletter June 2026
Member Newsletter March 2026
Member Newsletter September 2024
Member Newsletter September 2025
Members Newsletter June 2024
Members Newsletter March 2024
Members Newsletter December 2023
Members Newsletter September 2023
Members Newsletter June 2023
Members Newsletter March 2023
Ill Health/Injury Benefits
Returning to Work with a Tier 2 Ill-Health Pension
Retirement
Partial Retirement (Pension) Flexibilities
Increasing your Benefits – Additional Pension/Added Years/ERRBO
Preliminary Application Form For Additional Pension Purchase
HSC Engage (previously Member Self Service)
McCloud Ruling (HSC)
McCloud Timeline
The McCloud Ruling and Who’s Affected
McCloud and Annual Allowance
Mc Cloud News/Updates (HSC)
Contingent Decisions
Rollback of Remedy Period Service
HSC Cost Claim Back Scheme
Deferred Members
Practitioners
Dental Practitioners
Dental Practitioner Newsletters
Locums
Out of Hours
Online J2 Form
Principal GPs
Salaried GPs
How are GP Employments treated for Pension Purposes
Features and Benefits of your Pension Scheme
GP Practice Staff (Admin)
GP Practice Staff Newsletters
GP Staff Newsletter Quarter 1 – 2026/2027
GP Staff Newsletter Quarter 2 – 2024/2025
GP Staff Newsletter Quarter 2 – 2025/2026
GP Staff Newsletter Quarter 4 – 2023/2024
GP Staff Newsletter Quarter 4 – 2024/2025
GP Staff Newsletter Quarter 4 – 2025/2026
GP Staff Newsletter Quarter 3 – 2023/2024
GP Staff Newsletter Q2 – 2023-24
GP Staff Newsletter Quarter 1 – 2023-2024
GP Practice Managers
GP Newsletters
GP Newsletter Q1 – 2024/2025
GP Newsletter Q1 – 2026/2027
GP Newsletter Q2 – 2024/2025
GP Newsletter Q3 – 2024/2025
GP Newsletter Q3 – 2025/2026
GP Newsletter Q4 – 2024/2025
GP Newsletter Q4 – 2025/2026
GP Newsletter Q3 – 2023/2024
GP Newsletter Q2 – 2023/2024
GP Newsletter Q1 – 2023/2024
Employers
Employers Guide
Employers Guide for Special Class Members and Mental Health Officers
Trust Liason Team
Employers Procedures
Autoenrollment
Costs and Contributions
Directional Bodies Staff Newsletters
Directional Body Newsletters – Quarter 1 – 2024/2025
Directional Body Newsletters – Quarter 1 – 2026/2027
Directional Body Newsletters – Quarter 2 – 2025/2026
Directional Body Newsletters – Quarter 4 – 2023/2024
Directional Body Newsletters – Quarter 4 – 2024/2025
Directional Body Newsletters – Quarter 4 – 2025/2026
Directional Body Newsletters – Quarter 3 – 2023/2024
Directional Body Newsletters – Quarter 2 – 2023/2024
Directional Body Newsletters – Quarter 1 – 2023/2024
Employers Newsletters
Employers Newsletter Quarter 1 – 2024/2025
Employers Newsletter Quarter 1 – 2025/2026
Employers Newsletter Quarter 1 – 2026/2027
Employers Newsletter Quarter 2 – 2024/2025
Employers Newsletter Quarter 2 – 2025/2026
Employers Newsletter Quarter 3 – 2024/2025
Employers Newsletter Quarter 3 – 2025/2026
Employers Newsletter Quarter 4 – 2023/2024
Employers Newsletter Quarter 4 – 2025/2026
Employers Newsletter Quarter 3 – 2023/2024
Employers Newsletter Quarter 2 – 2023/2024
Employers Newsletter Quarter 1 – 2023/2024
Employer Technical Updates
Employer Technical Update – Quarter 1 – 2024/2025
Employer Technical Update – Quarter 2 – 2024/2025
Employer Technical Update – Quarter 3 – 2024/2025
Employer Technical Update – Quarter 4 – 2024/2025
Employer Technical Update – Quarter 3 – 2023/2024
Employer Technical Update – Quarter 4 – 2023/2024
Employer Technical Update – Quarter 2 – 2023/2024
Employer Technical Update – Quarter 1 – 2023/2024
HSC Pension Scheme Forms
Online AW6 Form
Pensioners and Dependants
Re-employment
Pensioner Newsletters
Pensioners Newsletter December 2024
Pensioners Newsletter December 2025
Pensioners Newsletter July 2025
Pensioners Newsletter March 2024
Pensioner Newsletter – December 2023
Estimates/Calculators
Calculators
Opting Out or Leaving the Scheme
Newsletters/Updates
Pension Board
NIFRS Pension Scheme
NIFRS Pension Members
Pension on Divorce (NIFRS)
NIFRS Pension Schemes
Firefighters Pension Scheme NI (2015) CARE
Firefighters Pension Scheme NI 2007 (FPS)
How much lump sum can I take? (NIFRS)
Modified Scheme (2007) (Retained Firefighters)
Matthews (Second Options Exercise)
New Firefighters Pension Scheme NI 2007 (NFPS)
NIFRS Scheme Guides
Scheme Regulations
Annual Benefit Statements – Remediable Service Statements
Transferring Benefits In or Out (NIFRS)
Contribution Rates
Annual Allowance (NIFRS)
NIFRS Engage (previously Member Self Service)
McCloud Judgement (2015)
McCloud Indicative Timeline (NIFRS)
Contingent Decisions (NIFRS)
Deferred Members (No Longer Paying in)
NIFRS Scheme Forms
Cancellation of Existing Partner or Death Benefit Nomination
NIFRS Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
NIFRS Partner Nomination Form
Opt Out Form
Re-Joiner Form
Pensioners
Estimates/Pension Calculators
Request an Estimate
NIFRS Estimate Request Form
NIFRS Pension Calculators
Death and Family Benefits
Opting Out of the NIFRS Pension Scheme
NIFRS News/Updates
NIFRS Pensions Bulletins
Firefighters’ Pension Bulletin 01
Firefighters’ Pension Bulletin 02
Firefighters’ Pension Bulletin 03
Firefighters’ Pension Bulletin 04
Firefighters’ Pension Bulletin 05
Firefighters’ Pension Bulletin 06
Firefighters’ Pension Bulletin 07
Firefighters’ Pension Bulletin 08
Firefighters’ Pension Bulletin 09
Firefighters’ Pension Bulletin 10
Firefighters’ Pension Bulletin 11
Firefighters’ Pension Bulletin 12
Firefighters’ Pension Bulletin 13
Firefighters’ Pension Bulletin 14
Firefighters’ Pension Bulletin 15
Firefighters’ Pension Bulletin 16
Firefighters’ Pension Bulletin 17
Firefighters’ Pension Bulletin 18
Firefighters’ Pension Bulletin 19
Firefighters’ Pension Bulletin 20
Firefighters’ Pension Bulletin 21
Firefighters’ Pension Bulletin 22
Firefighters’ Pension Update – Bulletin 23
Firefighters’ Pension Update – Bulletin 24
Firefighters’ Pension Update – Bulletin 25
Firefighters’ Pension Update – Bulletin 26
Firefighters’ Pension Update – Bulletin 27
Firefighters’ Pension Update – Bulletin 28
SCAPE Discount Rate changes FPS
Engage (formerly Member Self Service)
Home
HSC Pension Scheme
HSC Pension Members
HSC Pension Schemes
HSC 1995 Scheme
HSC 2008 Scheme
HSC 2015 (CARE) Scheme
HSC Pension Scheme Guides
Section 1: An Introduction to the Guide
Section 2: Eligibility
Section 3: Joining and Re-joining the Scheme
Section 4: Leaving the Scheme
Section 5: Pensionable Pay and Contributions
Section 6: Transferring Scheme Benefits
Section 7: Increasing Benefits
Section 8: Mental Health Officers and Special Class Members
Section 9: Benefits
Section 10: Pension on Divorce
Section 11: Complaints and Disputes
Section 12: Loss of Rights to Benefits
HSC Autoenrollment
Membership, Contributions & Pay
Mental Health Officer (MHO)
Special Class Status
Calculating Membership
Maximum Membership/Age Restrictions
Authorised Leave/ Career Breaks
Pension on Divorce (HSC)
Cash Equivalent Transfer Value (CETV)
Transferring Benefits In or Out (HSC)
ABS/RSS
ABS-RSS
Annual Allowance/Lifetime Allowance
Annual Allowance
Annual Allowance Pension Savings Statement Guide
Annual Allowance Charge and SPE2 Guidance Notes
Lifetime Allowance (LTA)
Annual Benefit Statements (HSC)
Remediable Service Statement (RSS)
Death and Family Benefits
Member Newsletters
Member Newsletter December 2024
Member Newsletter December 2025
Member Newsletter June 2025
Member Newsletter June 2026
Member Newsletter March 2026
Member Newsletter September 2024
Member Newsletter September 2025
Members Newsletter June 2024
Members Newsletter March 2024
Members Newsletter December 2023
Members Newsletter September 2023
Members Newsletter June 2023
Members Newsletter March 2023
Ill Health/Injury Benefits
Returning to Work with a Tier 2 Ill-Health Pension
Retirement
Partial Retirement (Pension) Flexibilities
Increasing your Benefits – Additional Pension/Added Years/ERRBO
Preliminary Application Form For Additional Pension Purchase
HSC Engage (previously Member Self Service)
McCloud Ruling (HSC)
McCloud Timeline
The McCloud Ruling and Who’s Affected
McCloud and Annual Allowance
Mc Cloud News/Updates (HSC)
Contingent Decisions
Rollback of Remedy Period Service
HSC Cost Claim Back Scheme
Deferred Members
Practitioners
Dental Practitioners
Dental Practitioner Newsletters
Locums
Out of Hours
Online J2 Form
Principal GPs
Salaried GPs
How are GP Employments treated for Pension Purposes
Features and Benefits of your Pension Scheme
GP Practice Staff (Admin)
GP Practice Staff Newsletters
GP Staff Newsletter Quarter 1 – 2026/2027
GP Staff Newsletter Quarter 2 – 2024/2025
GP Staff Newsletter Quarter 2 – 2025/2026
GP Staff Newsletter Quarter 4 – 2023/2024
GP Staff Newsletter Quarter 4 – 2024/2025
GP Staff Newsletter Quarter 4 – 2025/2026
GP Staff Newsletter Quarter 3 – 2023/2024
GP Staff Newsletter Q2 – 2023-24
GP Staff Newsletter Quarter 1 – 2023-2024
GP Practice Managers
GP Newsletters
GP Newsletter Q1 – 2024/2025
GP Newsletter Q1 – 2026/2027
GP Newsletter Q2 – 2024/2025
GP Newsletter Q3 – 2024/2025
GP Newsletter Q3 – 2025/2026
GP Newsletter Q4 – 2024/2025
GP Newsletter Q4 – 2025/2026
GP Newsletter Q3 – 2023/2024
GP Newsletter Q2 – 2023/2024
GP Newsletter Q1 – 2023/2024
Employers
Employers Guide
Employers Guide for Special Class Members and Mental Health Officers
Trust Liason Team
Employers Procedures
Autoenrollment
Costs and Contributions
Directional Bodies Staff Newsletters
Directional Body Newsletters – Quarter 1 – 2024/2025
Directional Body Newsletters – Quarter 1 – 2026/2027
Directional Body Newsletters – Quarter 2 – 2025/2026
Directional Body Newsletters – Quarter 4 – 2023/2024
Directional Body Newsletters – Quarter 4 – 2024/2025
Directional Body Newsletters – Quarter 4 – 2025/2026
Directional Body Newsletters – Quarter 3 – 2023/2024
Directional Body Newsletters – Quarter 2 – 2023/2024
Directional Body Newsletters – Quarter 1 – 2023/2024
Employers Newsletters
Employers Newsletter Quarter 1 – 2024/2025
Employers Newsletter Quarter 1 – 2025/2026
Employers Newsletter Quarter 1 – 2026/2027
Employers Newsletter Quarter 2 – 2024/2025
Employers Newsletter Quarter 2 – 2025/2026
Employers Newsletter Quarter 3 – 2024/2025
Employers Newsletter Quarter 3 – 2025/2026
Employers Newsletter Quarter 4 – 2023/2024
Employers Newsletter Quarter 4 – 2025/2026
Employers Newsletter Quarter 3 – 2023/2024
Employers Newsletter Quarter 2 – 2023/2024
Employers Newsletter Quarter 1 – 2023/2024
Employer Technical Updates
Employer Technical Update – Quarter 1 – 2024/2025
Employer Technical Update – Quarter 2 – 2024/2025
Employer Technical Update – Quarter 3 – 2024/2025
Employer Technical Update – Quarter 4 – 2024/2025
Employer Technical Update – Quarter 3 – 2023/2024
Employer Technical Update – Quarter 4 – 2023/2024
Employer Technical Update – Quarter 2 – 2023/2024
Employer Technical Update – Quarter 1 – 2023/2024
HSC Pension Scheme Forms
Online AW6 Form
Pensioners and Dependants
Re-employment
Pensioner Newsletters
Pensioners Newsletter December 2024
Pensioners Newsletter December 2025
Pensioners Newsletter July 2025
Pensioners Newsletter March 2024
Pensioner Newsletter – December 2023
Estimates/Calculators
Calculators
Opting Out or Leaving the Scheme
Newsletters/Updates
Pension Board
NIFRS Pension Scheme
NIFRS Pension Members
Pension on Divorce (NIFRS)
NIFRS Pension Schemes
Firefighters Pension Scheme NI (2015) CARE
Firefighters Pension Scheme NI 2007 (FPS)
How much lump sum can I take? (NIFRS)
Modified Scheme (2007) (Retained Firefighters)
Matthews (Second Options Exercise)
New Firefighters Pension Scheme NI 2007 (NFPS)
NIFRS Scheme Guides
Scheme Regulations
Annual Benefit Statements – Remediable Service Statements
Transferring Benefits In or Out (NIFRS)
Contribution Rates
Annual Allowance (NIFRS)
NIFRS Engage (previously Member Self Service)
McCloud Judgement (2015)
McCloud Indicative Timeline (NIFRS)
Contingent Decisions (NIFRS)
Deferred Members (No Longer Paying in)
NIFRS Scheme Forms
Cancellation of Existing Partner or Death Benefit Nomination
NIFRS Early Retirement Reduction Buy Out (ERRBO) – Application for agreement (For 2015 Scheme members only)
NIFRS Partner Nomination Form
Opt Out Form
Re-Joiner Form
Pensioners
Estimates/Pension Calculators
Request an Estimate
NIFRS Estimate Request Form
NIFRS Pension Calculators
Death and Family Benefits
Opting Out of the NIFRS Pension Scheme
NIFRS News/Updates
NIFRS Pensions Bulletins
Firefighters’ Pension Bulletin 01
Firefighters’ Pension Bulletin 02
Firefighters’ Pension Bulletin 03
Firefighters’ Pension Bulletin 04
Firefighters’ Pension Bulletin 05
Firefighters’ Pension Bulletin 06
Firefighters’ Pension Bulletin 07
Firefighters’ Pension Bulletin 08
Firefighters’ Pension Bulletin 09
Firefighters’ Pension Bulletin 10
Firefighters’ Pension Bulletin 11
Firefighters’ Pension Bulletin 12
Firefighters’ Pension Bulletin 13
Firefighters’ Pension Bulletin 14
Firefighters’ Pension Bulletin 15
Firefighters’ Pension Bulletin 16
Firefighters’ Pension Bulletin 17
Firefighters’ Pension Bulletin 18
Firefighters’ Pension Bulletin 19
Firefighters’ Pension Bulletin 20
Firefighters’ Pension Bulletin 21
Firefighters’ Pension Bulletin 22
Firefighters’ Pension Update – Bulletin 23
Firefighters’ Pension Update – Bulletin 24
Firefighters’ Pension Update – Bulletin 25
Firefighters’ Pension Update – Bulletin 26
Firefighters’ Pension Update – Bulletin 27
Firefighters’ Pension Update – Bulletin 28
SCAPE Discount Rate changes FPS
Engage (formerly Member Self Service)
Survivors Guide (HSC Pension Service)
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Created: 23-07-2026
Updated: 23-07-2026
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