Business Services Organisation
Update – 2025 Annual Benefit Statement/Remediable Service Statement (ABS/RSS)
HSC Pension Service have now issued active members ABS/RSS Statements via the member self-service (MSS) portal. Deferred members will follow in the next few weeks also via the MSS portal.
If you are not impacted by the McCloud Age Discrimination remedy you will receive a standard Annual Benefit Statement and you have no further action to take.
Those who are affected by the remedy may have action to take. Further detail is provided below.
Your ABS/RSS will enable you to make an informed decision based on your own individual circumstances. You will have the option to either take legacy benefits or reformed benefits for all of the remedy period (1 April 2015 to 31 March 2022. You can leave making this choice until retirement however you can choose to settle the contribution adjustment now if you wish.
For more information, please refer to Age discrimination remedy – contribution adjustment member factsheet and the Remedy FAQs 2024 on the HSCPS website alongside the ABS/RSS.
If you are a member of the Firefighters Pension Scheme 2007 or a special member of the modified New Firefighters Pension Scheme 2007 you will owe the scheme contributions on roll back. Members can choose to settle this now or wait until retirement. Those who wish to pay the scheme contributions now have 12 weeks from 31 August 2025 to pay this. They should e-mail McCloud@nifrs.org and we will advise how to make payment.
Standard members of the New Firefighter Pension Scheme 2007 who have been rolled back into this legacy scheme will be due back overpaid contributions. These members need to inform us if they wish to defer receiving payment of these contributions until retirement or if they want the contributions repaid now. This election needs made within 12 weeks from 31 August 2025. The election form Contribution-Adjustment-Compensation-Payment-Election-Form-NFPS-2007.pdf should be completed and e-mailed to McCloud@nifrs.org or post it to the Pension Department at NIFRS Headquarters.
If you do not elect to settle the adjustment now, you will continue to receive an ABS/RSS each August until an election is made or you retire from NIFRS.
Note all contribution adjustment calculations will need revised once members make an election to reflect the additional time passed and changes to interest rates.
ACTION REQUIRED